If it seems too good to be true, it probably is. .Only one other time in recent years, in 2009 at the peak of Great Recession job losses, has the AWI ever gone negative. The 2009 AWI dipped by 1.51% and retirees who were born in 1949 were affected. Although the problem was known at the time, the reductions to benefits were considered small and Congress took no action to prevent those reductions. .The Senate bill also would change Medicare Part D by adding an out-of-pocket maximum for beneficiaries of ,100 starting in 202No such out-of-pocket cost cap currently exists. According to our 2019 Senior Survey, about one-in-five survey participants report out-of-pocket spending this high for prescription drugs. Advisor editor Mary Johnson estimates that this legislation would protect almost 14 million Medicare beneficiaries from out-of-pocket drug costs exceeding ,100 in the first year of enactment if signed into law. .Perhaps the most difficult task on Capitol Hill today is getting the attention of Members of Congress. Yet, the nature of grassroots advocacy lends itself as an effective tool for grabbing the ear of Congress on matters needing decisive action. For The Senior Citizens League (TSCL) and our nearly 1.1 million supporters across the nation, this is no different. .TSCL is interested in hearing your comments on this issue, and whether you have ever been forced to use mandatory arbitration to resolve a disagreement. If so, did the outcome satisfy you? Please send us an email. .While the policy will mean that Medicare would spend less, patients will spend more— often, a lot more, and the charges would broadside most beneficiaries, coming as a complete surprise. TSCL is strongly opposed to this type of backdoor benefit cut, and has written a letter to President Biden urging him to rescind this CMS rule. Please sign our petition! .With the impeachment drama out of the way Congress really got down to business this week. Health care is the number one issue on the minds of voters as we head toward the November elections and Congress knows it. .This week, action on Capitol Hill slowed down as Members of Congress adjourned for a holiday recess. .Are there any plans without an annual maximum? These plans fall into two main types, dental health maintenance organizations (DHMO), and discount dental plans. A DHMO will require you to use in network dentists, and to get referrals from your dentist when you need a specialist. You pay nothing extra when you receive preventive services that are covered by your plan premium. There are also discount dental plans that negotiate discounted rates with a network of dentists. Patients get discounts at dentist's office, but pay their dentists directly at the time of service. There is no waiting period for this type of plan.