News

  • Comprehensive Proposals To Enhance Social Security Statement Submitted To Ways And Means Subcommittee

    Understand how much risk the insurer shifts to you. Deductibles can commonly range from 0 to ,500, but claims for severe weather disasters can find you responsible for paying as much as 5% of your home's insured value (up to 10 percent in Florida) before your insurer covers damage expenses. Example: Your home is insured for 0,000 and your policy calls for a 5% deductible for hurricanes. You would pay ,500 out-of-pocket on any storm claim prior to your insurer covering the rest. .If your mom has permanently moved out of the area served by her former private Medicare health, she will qualify for a Special Enrollment Period to switch to another private health plan. These plans are also known as Medicare Advantage plans. The rules covering the period you have to shop for and switch to a new plan depend on your circumstances, particularly, whether you notified her private health plan in advance, or after the move. In addition, how your health plan learns of her move, whether from you, the Centers for Medicare and Medicaid Services (CMS), or the postal service — also affects the period you have to switch to a new plan. .Use the Contact Congress feature on the Home page of this site to obtain the names, addresses and other information on your Congressional delegation. You can even e-mail directly and sign our on-line petition in this full featured legislative action center. Click Guide to Contacting Congress to go to this section now. … Continued

  • Ask The Advisor November 2010 Advisor Feed

    The makers of all three vaccines have said that their shots proved to be anywhere from 70% to 95% effective in clinical trials in protecting people from illness caused by the virus. But it was unclear whether the vaccines could also suppress transmission of the virus — that is, whether someone inoculated could still acquire the virus without getting sick and spread it to others. .Can I expect a cost of living increase this next year? Something needs to happen! .Senator Nelson also asked Congressman Price about his plans to privatize the Medicare program at Wednesday's hearing. A recent reform plan authored by the Congressman would transform the traditional Medicare program into a "premium support" model, where beneficiaries would be given vouchers from the federal government to purchase private insurance. In the past, Congressman Price has claimed that such plans would result in lower costs for both Medicare and its beneficiaries, but at Wednesday's hearing, Senator Nelson presented a recent report from the Congressional Budget Office that projected premium increases of at least 125 percent for seniors living in Florida and other heavily populated states. He expressed serious concerns about the privatization of Medicare since his constituents would see higher medical costs. … Continued

Medigap — Medicare supplements tend to have higher premiums than Medicare Advantage plans, but are popular because they cover most of your deductibles and co-insurance costs. Even so, Medicare estimates that average annual premium and out-of-pocket costs for Medigap policies can range around ,500. .This issue has just popped up and TSCL will be in contact with members of Congress to do all we can to prevent these looming cuts and we will keep you advised as to how things are going. .Get prescriptions from your veterinarian for medications: When your vet prescribes antibiotics or any other drug, don't automatically buy all the pills from the veterinary practice. Ask for a prescription. Often, you can get a cheaper price from your pharmacist instead, so check first. You can get a pet medication discount card from Costco, CVS, Rite-Aide, Walgreen's and Walmart. Compare prices with reputable online companies as well. .Under both measures, the poverty rate increases with age, and was higher for people in relatively poor health. .Terry Newell currently teaches leadership, decision - making, and ethics courses for a variety of organizations. He is the former dean of the Federal Executive Institute in Charlottesville, Virginia, and was the director of the Horace Mann Learning Center, the training arm of the U.S. Department of Education. .The tax credit, a provision of the 2009 stimulus legislation, was advanced to taxpayers in 2009 and 2010 through higher pay and pension checks by a decrease in federal income tax withholdings. Most eligible people qualified for a credit of up to 0 (individual) or 0 (joint). But millions of taxpayers through no fault of their own were advanced more of the Making Work Pay Tax Credit than they were entitled to. .Sources: National Health Expenditures 2011 Highlights, Department of Health and Human Services, January 8, 2013. .If you choose to supply The Senior Citizens League with your postal address through our website, you may receive periodic mailings from us with information on new issues, products, services or upcoming events. If you do not wish to receive such mailings or if there is an inaccuracy in your name or address, please let us know by writing to us at the above address, or through our Contact Us page. Additionally, you may request that TSCL provide you with the personal information that it has about you over the past 12 months by writing to us at the above address, or through our Contact Us page. .On Wednesday, TSCL's Board of Trustees, along with Executive Director Shannon Benton, presented Rep. Mike McIntyre (NC-7) with the 2012 Seniors Advocate Award for his efforts on behalf of the nation's senior citizens. For more than fifteen years, Rep. McIntyre has been a leader dedicated to the issues that matter the most to TSCL's members and supporters.