Are there any plans without an annual maximum? These plans fall into two main types, dental health maintenance organizations (DHMO), and discount dental plans. A DHMO will require you to use in network dentists, and to get referrals from your dentist when you need a specialist. You pay nothing extra when you receive preventive services that are covered by your plan premium. There are also discount dental plans that negotiate discounted rates with a network of dentists. Patients get discounts at dentist's office, but pay their dentists directly at the time of service. There is no waiting period for this type of plan. .Alexandria, VA (October 24, 2011) In January, for the first time in two years, Social Security recipients will get a sorely-needed cost-of-living adjustment (COLA). Benefits will rise 3.6% in 2012, following a surge in inflation that occurred even while seniors had no annual increase to help meet rapidly rising prices. Stagnant COLAs may soon be a fact of life for beneficiaries - a change that would also lower lifetime Social Security benefits, especially for Baby Boomers, warns The Senior Citizens League (TSCL), one of the nation's largest nonpartisan seniors groups. .At a time when Congress is deeply divided on many issues, we need to find a way to break through the gridlock to pass bipartisan, commonsense measures to support our nation's seniors. In that spirit, I introduced the bipartisan SAFE ID Act to ensure that seniors can retire without fear of having their identity stolen or losing their savings. With nine of the ten top cities for tax-ID fraud located in Florida, many seniors in my home state have fallen prey to identity theft and other forms of fraud. This bipartisan legislation will eliminate one big source of identity theft by allowing a shortened taxpayer identity number to be used in place of a social security number on taxpayer forms like W-2s. .TSCL believes the regulations could be costly to seniors and to Medicare. Alternative therapy and medical approaches are used by millions of Americans. The Centers for Disease Control and Prevention estimated, that the U.S. public spent between billion to billion on CAM therapies in 1997, an amount that was more than the U.S. public paid out-of-pocket for all hospitalizations in that year, and an amount that was approximately one-half of that paid by the U.S. public for all out-of-pocket physicians' services. .According to a recent TSCL poll, seventy-seven percent said they do not agree with the new "deferred action" immigration policy. TSCL supports the "No Social Security for Illegal Immigrants Act" (H.R. 787) introduced by Representative Dana Rohrabacher (CA-46), which would ban the use of earnings for jobs worked while illegal to determine entitlement. .First, one new cosponsor – Representative Mike Quigley (IL-5) – signed on to the bipartisan Social Security Fairness Act (H.R. 1205), bringing the total up to 19If adopted, H.R. 1205 would repeal the Government Pension Offset (GPO) and the Windfall Elimination Provision (WEP) – two provisions that unfairly reduce the Social Security benefits of millions of teachers, police officers, and other state and local government employees each year. It would ensure that public servants receive the Social Security benefits they have earned and deserve. .Covid-19, for which there is neither a sure treatment nor vaccine, has created a perfect storm for fraudsters interested in preying on people who are vulnerable, frightened, and isolated. Their scams employ typical tactics of the defrauder's trade: empty promises of protection against a sometimes-fatal disease. .On Wednesday, the Ways and Means Social Security Subcommittee met to discuss fraud, waste, and abuse within the Disability Insurance (DI) program. Subcommittee members heard from two expert witnesses – Sean Brune of the Social Security Administration (SSA) and Seto Bagdoyan of the Government Accountability Office (GAO) – on recent progress the administration has made in detecting and preventing fraud. .Can We Trust Congress After Surprise Social Security Cuts?