• Legislative Update Week Ending January 16 2015

    Congressional Impasse Results in Shut-Down .The House of Representatives did pass the needed legislation last week so now it moves to the Senate, where passage is not certain. That's because the Senate is equally divided 50-50 and no Republicans said they would support President Biden's Covid relief bill, which resulted in a 50-50 vote on the legislation. .In a statement, Congressman Doggett said: "Despite groundbreaking medical discoveries, we see no breakthrough in affordability for consumers. Drug pricing in America is a tangled mess, a knot that will take more than one cut to pull apart … Sick patients are tired of seeing Congress do nothing about a problem that affects so many." … Continued

  • Ask Advisor August 2018

    TSCL believes the time has come for Congress to put the needs of U.S. senior citizens and taxpayers first. We support legislation that would ban the use of illegal earnings in determining entitlement to Social Security such as S. 95, to Prevent Social Security Credit from Being Earned without Legal Status, introduced by Senator David Vitter (LA), and "No Social Security for Illegal Immigrants Act" (H.R. 787), introduced by Representative Dana Rohrabacher (CA). ."Congressional Pay Grows 15 Times Faster Than Social Security Checks" .The Social Security website,, has a number of tools and retirement planning to get you start planning, including benefit estimators. You should set up a "my Social Security" account that will give you online access to your earnings record, because you will need that for an accurate estimate of your benefit. … Continued

In determining the COLA what items does the government track for price changes? Why does the COLA grow so much more slowly than my costs? .Why should seniors be saddled with the ripple effect of things they don't even buy? That just doesn't make sense. .Mary Katherine was 90 when a stroke left her paralyzed on one side of her body and unable to speak. It was 1996 and at the time Medicare had a cap on physical and speech therapy services, which only allowed for a limited number of therapy sessions to help Mary Katherine regain the ability to walk, feed herself, and speak. The paltry coverage of therapy sessions from Medicare did not provide Mary Katherine with enough time or therapy to make much of an improvement in her physical health. Mary Katherine, who received a Social Security benefit of less than 0, couldn't afford more therapy and never recovered her speech. She remained paralyzed for the rest of her life, which she spent as a Medicaid patient in a nursing home. .This week, lawmakers remained in their home states and districts for the two-week spring recess. .To find contact information for your Members of Congress, to learn about important issues affecting seniors, or to sign a petition to Congress, visit the ACTION CENTER of our website. .Although not many studies exist, according to one study of average earners born from 1917 through 1926, the disparity in benefits with other retirees seems to average about 26%. .Senate investigators recently explored one such astonishing case. They took a closer look at a disability attorney and retired Social Security judge who practiced along the border area of Kentucky and West Virginia. Some 10 to 15 percent of the entire population of the area — about three times the national average — is on disability. ."Whatever the reason, most Americans before they retire have paid little attention to the huge life transition that is coming. We don't have a good idea of how much we need to save for retirement," writes Mark Miller, journalist and author who writes about trends in retirement and aging. Mark, the author of The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work and Living (John Wiley & Sons/Bloomberg Press, 2010) shares a few important tips with our readers. .The process involves more than just an application. If you qualify you would also need to select a drug plan. You can apply for Extra Help anytime. Visit to apply online. Call Social Security at 1-800-772-1213.