Annual vaccinations. While you don't want to skip annual exams and vaccines, you might be surprised to learn that many recommended vaccines are licensed to be effective for three years or more. However, all pets are different and some non-core vaccines may need to be given more frequently. State and local laws can affect how frequently some vaccines are given. Ask for a copy of your pet's vaccination records, if you don't already have them. Then check around for low-cost spay & neuter clinics that also offer discounted vaccinations. To learn more about discounted vaccines, contact your local SPCA, animal shelter, or local pet supply stores to learn what may be scheduled in your area. .It closed the Medicare outpatient therapy cap. Before the passage of the Bipartisan Budget Act, Medicare coverage for various forms of outpatient therapy – including physical therapy and speech therapy – was arbitrarily capped at ,500 per year. For years, lawmakers sought to repeal this cap since it limited the care older Americans could receive under Medicare. TSCL advocated tirelessly for Congressman Erik Paulsen's (MN-3) bipartisan Medicare Access to Rehabilitation Services Act (H.R. 807), and we were thrilled that a similar provision was included in this year's bipartisan budget agreement, repealing the therapy cap once and for all. .Can You Tell Me How Recent Law Changes Affect RMDs From My 401(k)? .You don't need to be a doctor to understand that Medicare-for-all would mean access to quality health care for none. So, as presidential candidates continue their road trip to ruin for rural America, remember that the hollow promises of a trillion government-run proposal would disproportionately affect the families who work every single day to feed and clothe you and your families. .TSCL Announces Support for PRIME Act .If adopted, this bipartisan bill would repeal the Government Pension Offset (GPO) and the Windfall Elimination Provision (WEP) – two Social Security provisions that cut the benefits of millions of teachers, police officers, and other state or local government employees. By repealing these two provisions, the Social Security Fairness Act would ensure that all public servants receive the Social Security benefits they have earned and deserve. .Trump Expected to Issue Executive Orders about Prescription Drugs .Medicare's Fall Open Enrollment Period started on October 15th and will run through December 7th. For the past 14 years, I have volunteered to help neighbors and friends learn about changes in their current Part D prescription drug or Medicare Advantage coverage during this period. We compare options, track down the lowest costing plans and pharmacies, and often switch to a lower-costing plan when there's a better deal. .TSCL agrees with Rep. Johnson, and we believe Congress must begin formulating a serious plan to fix the program's finances. Recently, we announced our support for two pieces of legislation that we believe are long overdue. One bill (S. 499 / H.R. 918) would prevent beneficiaries from collecting both unemployment benefits and disability insurance benefits at the same time. The second bill (S. 1198 / H.R. 1936) would ensure that evidence from convicted felons and other criminals is excluded when determining whether an individual is eligible for disability benefits.