November 2005 Essma

Social Security & Medicare Questions
Q: Do I understand correctly that Medicare beneficiares will be penalized 1% of the monthly premium per month for every month they are late in signing up for the Part "D" drug plan?

After the Hurricanes We Learn to Appreciate the Most Important Gifts Of All — Life and Each Other: A Special Thanksgiving Message from the Board and Staff of TSCL
The devastation, chaos, and tragedy that followed Hurricanes Katrina, Rita, and Wilma stretched far beyond the Gulf Coast.

How to Shop Smart for a Medicare Drug Plan
The Initial Enrollment Period for new Medicare drug plans begins November 15th.

Social Security Agreement With Mexico Moving Forward: TSCL Continues to Fight Totalization
Illegal immigration problems are mounting for state governors and President Bush.

TSCL Member Benefits
You can save money on nifty gift ideas and avoid Christmas crowds when you shop at home using your TSCL membership benefits.

Congressional Corner: The Crisis Facing Social Security
For over half a century, Social Security has fulfilled its mission and America has kept its promise.

Notch Bulletin: Congress, State Governors Eye Equity in Seniors’ Homes
Congress is examining ways to cut Medicaid by $10 billion over the next five years.

Medicare Premium Increases 13%, 2006 COLA 4.1%Senior COLA Legislation Gains Support
The Medicare Part B premium and deductible are poised to take another leap of 13% on January 1, 2006.

Legislative Update: Seniors Liable to Choke on new Medicare Prescription Drug Program
The red tape involved in the new Medicare drug program could choke the average senior.

Simplify Our Drug Benefit! TSCL Concerns Mount as Biggest Expansion in Medicare’s History Begins
The biggest expansion in Medicare’s history is underway, and the complicated new drug program is creating huge implementation challenges for Medicare and state Medicaid programs.


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