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    Companies requiring mandatory arbitration say it saves money and time for resolving complaints. But older consumers still may wind up with legal fees, and may wind up having to pay a share of the arbitration fees. .Recently one of our readers asked "Is there a percentage as to how much less NOTCH BABIES receive monthly?" .TSCL was pleased to see support grow for H.R. 1795 and H.R. 2305 this week, and we look forward to helping build additional support for them in the coming months. … Continued

  • Category Tscl In The News

    In the coming weeks and months, TSCL looks forward to working with Congressman Duncan's office to build bipartisan support for the CPI for Seniors Act. For updates on the progress of the bill, click HERE for visit the Bill Tracking section of our website. .Budget Chair Revives Fiscal Commission Plan .Together, these three changes would strengthen the solvency of the Social Security program and cut taxes for millions of older Americans. In the letter that was delivered on Thursday, Art Cooper – Chairman of TSCL's Board of Trustees – wrote: "If enacted, these reforms would go a long way in strengthening the Social Security program, and TSCL's members and supporters hope they will be included in comprehensive tax reform legislation." … Continued

To learn more, download "When To Start Receiving Benefits" from the Social Security Administration. .Beneficiaries are telling other Mexicans about the Social Security benefits. .Immigration reform that provides work authorization, and a pending Social Security Totalization Agreement with Mexico, could mean that a very substantial amount of earnings in the ESF file would be reinstated in the future. Because earnings are used to determine both the number of quarters of coverage worked for insured status, and is used to calculate the initial benefit, this poses a substantial liability to the Social Security Trust Fund worsening its solvency. .Sources: Testimony: The Social Security Disability Insurance Program, Joyce Manchester, The Congressional Budget Office, March 14, 201"Challenges Facing The Next Commissioner Of Social Security," SSA Office of Inspector General, April 26, 2012013 Social Security Trustees Report, May 31, 2013. .Another Broken Obamacare Promise – This One Hits Medicare .I heard that Medicare would be mailing new cards. When can I expect to get mine? ."The Medicare Trustees already estimate that Medicare Part B and Part D premiums and out-of-pocket costs take about 27 percent of average Social Security benefits," states TSCL Chairman, Larry Hyland. "And that understates actual costs because it doesn't include what people pay for their supplements or Medicare Advantage plans," he notes. "These proposals simply shift a greater portion and more risk to seniors, making Medicare even less affordable for low- and middle-income beneficiaries," Hyland says. "We urge seniors to contact their lawmakers in Congress and let them know what you think of these ideas to cut the deficit," he adds. TSCL lobbies to keep Medicare affordable and protect seniors from cuts to Social Security benefits and reductions to the COLA. In addition TSCL supports legislation to provide a more fair and adequate COLA. .Hang up if a stranger asks for personal or financial information. .In addition, Avik Roy – Co-Founder and President of the Foundation for Research on Equal Opportunity – suggested that lawmakers focus on increased transparency in the pharmaceutical industry. He said if action is not taken reduce prescription drug prices, "the poor, vulnerable, and elderly have the most to lose."