Up to 27 million veterans were put at risk for identity theft in May after a laptop computer was stolen that contained electronic files with their names, birthdates and Social Security numbers from the home of a government employee.  Though no cases of fraud have been reported, affected veterans, who were discharged since 1975, have been encouraged to stay vigilant by monitoring their credit scores and financial accounts.  A government hotline has been set up to answer questions and provide advice to these veterans: 1-800-FED-INFO.

But they’re not the only Americans at risk for identity theft.  In fact, such cases, where schemers use Social Security numbers and other personal information to drain bank accounts, make changes to existing credit cards and open up new lines of credit, are a nationwide problem – and perhaps epidemic.  Three years ago, federal authorities estimated that around 750,000 Americans fell prey to an identity scam.  Today, estimates are as high as 10 million.  And fraudsters often target seniors, many of whom have disposable retirement income.

In response to the growing problem, Congress passed the Fair and Accurate Credit Transactions Act.  Under the law, Americans can get one free credit report each year by calling 877-322-8228 or visiting www.annualcreditreport.com.  As a member of the House committee that oversees consumer issues, I’ve been fighting for measures that would keep sensitive and personal data out of the hands of identity thieves.  Just this April, I filed legislation that would bar tax preparers from disseminating, selling or sending overseas the confidential information contained in tax returns.

The work of Congress is ongoing.  But you can take steps to protect yourself and your family today.  Don’t carry your Social Security number with you and never give it, or information about your financial accounts, to strangers who contact you.  Make sure you shred receipts, as well as financial and medical documents, before throwing them away.  Also send bills from your local post office or a collection box.  Don’t allow mail to sit in your mailbox, especially when you’re on vacation.  For additional tips, please visit my Web site http://www.house.gov/inslee/issues/privacy/identity_theft_resources.html, or the Federal Trade Commission: http://www.consumer.gov/idtheft/.

With continued action from Congress and vigilance from consumers, we’ll help prevent the spread of identity theft.

Jay Inslee represents the 1st Congressional District in Washington state, and sits on the House Energy and Commerce Committee.

July 2006